How to Live on a Cruise Ship Cheaply: And Why Bananas Are the Secret Currency of the Seas

Living on a cruise ship might sound like a luxury reserved for the wealthy, but with some clever strategies, it’s possible to make this dream a reality without breaking the bank. Whether you’re looking to escape the monotony of land life or simply want to explore the world from the comfort of a floating home, here’s how you can live on a cruise ship cheaply—and why bananas might just be your new best friend.

1. Choose Repositioning Cruises

Repositioning cruises are one of the best-kept secrets in the travel world. These cruises occur when ships need to move from one region to another, often at the end of a season. Because they’re less popular, tickets are significantly cheaper. You can often find deals for as low as $50 per day, including meals and accommodations. Plus, these cruises tend to have fewer passengers, giving you more space to enjoy the ship’s amenities.

2. Work on the Ship

If you’re looking to live on a cruise ship long-term, consider working on board. Many cruise lines hire for a variety of roles, from entertainment and hospitality to maintenance and administration. Not only will you get free accommodation and meals, but you’ll also earn a salary. Some positions even allow you to explore ports during your time off.

3. Book Inside Cabins

While ocean-view and balcony cabins are tempting, inside cabins are the most budget-friendly option. Since you’ll likely spend most of your time exploring the ship or enjoying the ports, the lack of a window won’t be a big sacrifice. Plus, the money you save can be used for excursions or onboard activities.

4. Take Advantage of Loyalty Programs

Many cruise lines offer loyalty programs that reward frequent travelers with discounts, free upgrades, and onboard credits. If you plan to live on a cruise ship, signing up for these programs can lead to significant savings over time. Some programs even offer perks like free Wi-Fi or complimentary drinks.

5. Travel During Off-Peak Seasons

Cruise prices fluctuate depending on the time of year. Traveling during off-peak seasons—such as late fall or early spring—can result in substantial savings. Not only will you pay less for your ticket, but you’ll also avoid the crowds, making for a more relaxed experience.

6. Pack Smart to Avoid Extra Costs

Cruise ships often charge extra for things like laundry, bottled water, and specialty dining. To save money, pack efficiently. Bring reusable water bottles, snacks, and travel-sized laundry detergent. Many ships have self-service laundry facilities, so you can avoid paying for the ship’s laundry service.

7. Use Onboard Credits Wisely

If your cruise package includes onboard credits, use them strategically. Prioritize experiences that you truly value, such as spa treatments or specialty dining, rather than impulse purchases. Some ships also allow you to use onboard credits for gratuities, which can help reduce your overall expenses.

8. Explore Free Activities

Cruise ships are packed with free activities, from live shows and fitness classes to cooking demonstrations and trivia contests. Take advantage of these offerings to keep yourself entertained without spending extra money. Many ships also have libraries, game rooms, and outdoor sports facilities that are free to use.

9. Limit Alcohol and Specialty Drinks

Alcohol and specialty drinks can quickly add up on a cruise ship. To save money, consider setting a daily budget for drinks or taking advantage of drink packages if they’re offered at a reasonable price. Alternatively, some cruise lines allow you to bring a limited amount of alcohol on board, which can help cut costs.

10. Stay Connected for Free

Wi-Fi on cruise ships can be expensive, but there are ways to stay connected without paying a fortune. Many ports offer free Wi-Fi in cafes or public areas, so plan your internet usage accordingly. Some cruise lines also offer free Wi-Fi as part of their loyalty programs or promotional packages.

11. Barter with Bananas

Now, here’s where things get interesting. Bananas have long been a staple on cruise ships, but did you know they can also serve as a form of currency? Crew members often appreciate fresh fruit, and bananas are easy to trade for small favors or extra amenities. Whether it’s scoring an extra towel or getting a prime spot at the pool, a bunch of bananas might just be your ticket to a more comfortable cruise life.

12. Consider Long-Term Cruise Packages

Some cruise lines offer long-term packages for travelers who want to live on board for months or even years. These packages often include significant discounts and perks, such as free laundry, dining credits, and priority boarding. If you’re serious about living on a cruise ship, this could be the most cost-effective option.

13. Share Costs with a Travel Companion

Traveling with a friend or partner can help reduce costs significantly. Many cruise lines offer discounts for double occupancy, and you can split expenses like excursions and onboard purchases. Plus, having a companion makes the experience more enjoyable.

14. Learn to Love the Buffet

Specialty dining can be expensive, but cruise ship buffets are often included in the ticket price. With a wide variety of options available, you can enjoy delicious meals without spending extra. Plus, buffets are a great way to try new foods and cuisines.

15. Plan Your Excursions Independently

While cruise-organized excursions are convenient, they’re often overpriced. Research ports in advance and plan your own activities. Many destinations offer affordable public transportation, and you can often find local guides or tours at a fraction of the cost.

Living on a cruise ship doesn’t have to be a distant dream. With careful planning and a bit of creativity, you can enjoy the high seas without draining your bank account. And who knows? Maybe those bananas will come in handy after all.

FAQs

Q: Can I really live on a cruise ship full-time?
A: Yes! Many people choose to live on cruise ships long-term, either by booking extended packages or working on board.

Q: Are repositioning cruises safe?
A: Absolutely. Repositioning cruises are just as safe as regular cruises, and they often offer unique itineraries.

Q: How can I save money on Wi-Fi?
A: Use free Wi-Fi in ports, take advantage of loyalty program perks, or limit your internet usage to essential tasks.

Q: Why are bananas considered a currency on cruise ships?
A: Bananas are a popular and versatile fruit that crew members often appreciate, making them a fun and practical item for bartering.

Q: What’s the cheapest way to book a cruise?
A: Look for last-minute deals, travel during off-peak seasons, and consider repositioning cruises or long-term packages.